If you don’t have a job or can’t get affordable health insurance through your employer, you are certainly not alone. The number of uninsured Americans only increases with time. Some of the uninsured are healthtips.ae who have lost their jobs. Others are employed but are unable to afford the health coverage that is offered by their employers.

It may often feel that there is nowhere to turn for the uninsured but there are inexpensive health insurance plans available if you know where to look. There are many websites now available that will help you sort through your options for affordable health insurance. Many of these sites only provide information on the private companies offering health insurance which is one of the reason many individuals feel they have already exhausted their options.

Most private health insurance companies offer coverage options that are all too high for most uninsured Americans to afford. The websites that limit their search results to these companies can be discouraging for uninsured individuals who believe they will never find a plan for themselves or their family that will give them the coverage they need without making them go broke in the process.

The best insurance search sites are those that include all health coverage options available to customers. These sites will detail every source of available insurance coverage including private companies and government-funded plans.

Many of those who lose their jobs may elect to carry COBRA coverage until they secure a new job in which health insurance is offered. While COBRA is designed to allow people to have health insurance while between jobs, not all individuals are able to afford the coverage offered. They may need to look for less expensive coverage on their own rather than electing COBRA.

Low-income individuals may qualify for Medicaid coverage. Many people mistakenly think that Medicaid coverage is only available to those who are unemployed. This is not the case. Even if you don’t qualify for Medicaid, you’re children may so you should check out Medicaid availability before you consider purchasing a private health plan.